If I'd known then what I knew now, I would have avoided Sallie Mae. It's impossible to figure out how much I've paid off every month from the website (does it subtract the amount paid monthly or yearly?), and the customer service calls get routed overseas to people that have a hard time understanding English syntax. Grr.

I'm not optimistic to think that the money will necessarily work itself out now, but I figure I'll take stock again in a year's time and see where I'm at.