::cues The Cure::

[fredericks]

Gah. It's difficult to post this without feeling an instant swelling of unnecessary self-importance, but whateverthehell. I've been reading LJ but I haven't felt much like posting and/or responding lately. For the best, I'm sure, as most of my posts would be rants about LI's shoddy public transportation, the black hole that is my love life, and my hatred of the USPS, and my comments to posts would prolly read "eat more fiber!" You think I kid but oh, oh no.

When I look at my life I get a sense of stagnation and that's no good, but overall things aren't too hideous. I'm just in one of those funks I tend to get into. I figure it's either an all-out withdrawal or start climbing clocktowers. At this moment I wonder whether it's more important to pay my bills or to strike off on my own. Being at home has its comforts, but would I experience more growth if I lived in my own apartment? I could say I'm staying here more or less rent-free (I do give the mom-dukes a sum of money every month, but that was my own decision and if I'm late with it on the occasion the enforcers aren't let loose) to pay my loans and save money for a house, but while I've been aggressively paying my notes the saving hasn't been going too well. Perhaps it would be *better* for me to move out and take the full ten years to pay off my loans. Maybe it would give me the opportunity to branch out socially and experience things I've been avoiding all these years. Or it'll allow me to crash and burn while still giving me a place to return so I can lick my wounds. I dunno.

In summary: I'm here, I'm reading my FL, I'm just emo at the moment.

Comments

[anogete.livejournal.com]

Compared to most, my loan payments aren't that bad. I'm still paying back the student loan from hell (despite never sticking around to get my degree), but I've resigned myself to the fact that it won't be paid off until 2016. We'll be setting up a colony on Mars when Sallie Mae finally gets all their money back from me. If I didn't buy so much shit, I could probably pay it off in two or three years, but I really like buying stuff. Where would my life be without DVD boxed sets, right?

You should do what you want you think is best for you. If the money situation is the main reason you're sticking around your mom's place, then you might be able to still work out an agreeable money situation in your own place. Unless you're crazy with the credit cards, the money stuff usually works itself out.

[fredericks.livejournal.com]

If I'd known then what I knew now, I would have avoided Sallie Mae. It's impossible to figure out how much I've paid off every month from the website (does it subtract the amount paid monthly or yearly?), and the customer service calls get routed overseas to people that have a hard time understanding English syntax. Grr.

I'm not optimistic to think that the money will necessarily work itself out now, but I figure I'll take stock again in a year's time and see where I'm at.